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	<title>College Liftoff</title>
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	<link>http://www.collegeliftoff.com</link>
	<description>College Planning and Financial Counseling</description>
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		<title>3 Things To Do BEFORE Fall Exams!</title>
		<link>http://www.collegeliftoff.com/3-things-to-do-before-fall-exams-800</link>
		<comments>http://www.collegeliftoff.com/3-things-to-do-before-fall-exams-800#comments</comments>
		<pubDate>Thu, 13 Oct 2011 19:27:01 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[Resources]]></category>
		<category><![CDATA[Resources - Academics]]></category>
		<category><![CDATA[Resources - College Life]]></category>

		<guid isPermaLink="false">http://www.collegeliftoff.com/?p=800</guid>
		<description><![CDATA[For high school juniors/seniors and college students alike! 1. Email All Your Professors ~ so they know your name! Email every professor, TA and advisor separately. Ask a question about the text, or If you&#8217;re genuinely interested in the course, invite the professor to coffee Academic references will sweeten your résumé. A good connection with [...]]]></description>
			<content:encoded><![CDATA[<p>For high school juniors/seniors and college students alike!</p>
<p><strong>1. Email All Your Professors ~ so they know your name!</strong></p>
<p>Email every professor, TA and advisor separately.</p>
<ul>
<li>Ask a question about the text, or</li>
<li>If you&#8217;re genuinely interested in the course, invite the professor to coffee</li>
</ul>
<p>Academic references will sweeten your résumé. A good connection with a professor can lead to research credit, graduate school placement, internships and jobs. Good professors enjoy bright students. And – believe me – <strong>a TA who knows you&#8217;re interested in his/her course can raise your grade.</strong> Don&#8217;t ask for this. Just show that you&#8217;re listening and good karma will follow. </p>
<p><strong>2. Email Every Professor who ever gave you an A ~ their recommendations will be invaluable!</strong></p>
<p>Did you do well in a course last year? Build a connection with the Professor or TA – even if you didn&#8217;t know him/her well during the class. Email them, visit their office hours, offer to tutor their current students or assist with research. They stay in touch with their best students – which can lead to career connections for you!</p>
<p><strong>3. Email a Company. It&#8217;s <em>never too soon</em> to start looking for jobs/internships. </strong></p>
<blockquote><p>Are you currently taking a class in your major? Pick one topic that interests you. Search LinkedIn for the names of local companies in your field. Email a mid-level manager or VP (use your .edu address). Take them to lunch and engage them about the academic topic. Your Professor will be highly impressed – and that contact will start keeping you in mind for a job. It&#8217;s a great way to ask for a job subtly and get your foot in the door.</p></blockquote>
<p>Do these BEFORE winter exams! If you need help crafting emails or finding contacts, write to us at <a href="mailto:writingcenter@collegeliftoff.org">writing center@collegeliftoff.org</a>. </p>
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		<title>Can I go to college without perfect grades?</title>
		<link>http://www.collegeliftoff.com/can-i-go-to-college-without-perfect-grades-789</link>
		<comments>http://www.collegeliftoff.com/can-i-go-to-college-without-perfect-grades-789#comments</comments>
		<pubDate>Thu, 19 May 2011 17:03:13 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News and Resources]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Resources - Academics]]></category>

		<guid isPermaLink="false">http://www.collegeliftoff.com/?p=789</guid>
		<description><![CDATA[To celebrate College Liftoff’s two-year anniversary, we’re answering over a dozen of the most common college planning questions. You can submit your question to writingcenter@collegeliftoff.org. Q: Can I go to college without perfect grades? Aaron Greene‘s answer: Yes. I did. Many people do. It&#8217;s tougher &#8211; but you can do it. Treat college as your [...]]]></description>
			<content:encoded><![CDATA[<p>To celebrate College Liftoff’s two-year anniversary, we’re answering over a dozen of the most common college planning questions. You can submit your question to <a href="mailto:writingcenter@collegeliftoff.org">writingcenter@collegeliftoff.org</a>.</p>
<p><em>Q: Can I go to college without perfect grades?</em></p>
<p><a href="http://www.collegeliftoff.com/about-4">Aaron Greene</a>‘s answer:</p>
<p>Yes. I did. Many people do. It&#8217;s tougher &#8211; but you can do it. </p>
<p>Treat college as your individual journey. Don&#8217;t worry about competing with everyone else. Find a school that matches your learning style – and show them what you can do. </p>
<p>1. <strong>How do you like to learn?</strong> Think about subjects you&#8217;ve learned inside the classroom and out. What were the teachers like? How big were the classes? What do you <em>like</em> to learn? What facts and topics can you talk about for days? Some people like big lecture classes where they can listen to the professor, read the book and absorb knowledge quickly. Others prefer small discussion classes or skill practice. Pinpoint what works for you. </p>
<p>2. If you&#8217;re still in high school, <strong>pick two subject areas</strong> and excel in them this year. Don&#8217;t worry about a perfect report card. Show dramatic improvement in two academic classes. And remember, you&#8217;re not chained to the classroom. Ask to do an independent study. Find a passionate tutor. Look for games and websites that make the subject fun. Teach little kids. Visit museums. <em>All this will help you write a great college essay. </em></p>
<p>3. If you&#8217;re a senior in high school or older, then build up your academic achievements by taking <strong>community college courses</strong>. In a different environment &#8212; away from the pressures of high school and the distractions of your friends, you might find that school work is much easier. <strong>Take classes that you like.</strong> Education shouldn&#8217;t be torture!</p>
<p>4. Get tested for <strong>learning disabilities</strong>. I wish they were called &#8220;learning styles&#8221; instead. Everyone learns differently. Even if you don&#8217;t have a disability, you might discover that some of the products and teaching tools designed for alternative learning can really help you. </p>
<p>5. <strong>Take a writing class</strong>. I&#8217;ve met (and worked with) dozens of book-smart geniuses who can barely write the alphabet. If you master the art of writing concise, grammatically-correct complete sentences that educate and persuade readers, then you&#8217;ll be way ahead of 90% of college freshmen. Start with <a href="http://grammar.quickanddirtytips.com/">Grammar Girl podcasts</a>. </p>
<p>6. Perform as best you can on the <strong>SAT/ACT</strong>. Take practice tests. Invest in classes. Reading good novels will help too. </p>
<p>7. <strong>Have a strong résumé:</strong> three to four activities that you&#8217;ve done for three years or more. Community Service is HUGE. You can never have too much community service. </p>
<p>8. Here&#8217;s the most important part: <strong>find a university that matches the way YOU learn</strong>. Most high schools know one way to teach – lecture, homework, tests. If you have a different learning style, then you&#8217;re in the MAJORITY, my friend. Shadow college professors and find an environment where you can finally thrive. </p>
<p>Good luck! Email me anytime. Aaron@collegeliftoff.org</p>
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		<title>How much does college cost?</title>
		<link>http://www.collegeliftoff.com/how-much-does-college-cost-786</link>
		<comments>http://www.collegeliftoff.com/how-much-does-college-cost-786#comments</comments>
		<pubDate>Mon, 16 May 2011 15:41:59 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News and Resources]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Resources - Financial Aid]]></category>

		<guid isPermaLink="false">http://www.collegeliftoff.com/?p=786</guid>
		<description><![CDATA[To celebrate College Liftoff&#8217;s two-year anniversary, we&#8217;re answering over a dozen of the most common college planning questions. You can submit your question to writingcenter@collegeliftoff.org. Q: My dream school has a huge sticker price. Help! Should I give it up and go to the state school? How much does college actually cost? Aaron Greene&#8216;s answer: [...]]]></description>
			<content:encoded><![CDATA[<p>To celebrate College Liftoff&#8217;s two-year anniversary, we&#8217;re answering over a dozen of the most common college planning questions. You can submit your question to <a href="mailto:writingcenter@collegeliftoff.org">writingcenter@collegeliftoff.org</a>.</p>
<p><em>Q: My dream school has a huge sticker price. Help! Should I give it up and go to the state school? How much does college actually cost?</em></p>
<p><em><a href="http://www.collegeliftoff.com/about-4" target="_blank">Aaron Greene</a>&#8216;s answer: </em></p>
<p>Funny thing about the sticker price ~ it usually doesn&#8217;t stick. Ignore it. To find how much your dream school really charges, calculate the Cost of Attendance: </p>
<p>1. Study their <strong>financial aid history</strong>. Most schools have a student financial aid website – like <a href="http://www.sfa.osu.edu/">Ohio State</a>&#8216;s and <a href="http://www.universityofcalifornia.edu/admissions/paying-for-uc/index.html">UCLA</a>&#8216;s. </p>
<p>2. Look for the <strong>Average Student Financial Aid Package</strong>. Focus on their &#8220;gift aid&#8221; (that&#8217;s free money that you don&#8217;t have to pay back). </p>
<p>3. Your dream school will determine how much money to put in your Student Financial Aid Package based on need and merit. So, fill out the <strong>FAFSA</strong>. Get good grades and good leadership experiences with national organizations. Include all your best accomplishments on your application. They&#8217;ll consider all these factors when they award your financial aid. </p>
<p>4. Your true <strong>Cost of Attendance = Sticker Price &#8211; Student Financial Aid Package</strong>. That&#8217;s how much you&#8217;ll actually pay. </p>
<ul>
<li>Jobs on campus can dramatically reduce your student debt. Try to find one in your department or career field. </li>
</ul>
<p>5. Student loans INCREASE the Cost of Attendance because you&#8217;ll spend several years paying them back with interest. What&#8217;s your career path? Find out the average starting salary for your field. <em>Your student loans should be less than half of that starting salary.</em> </p>
<p>6. If your dream school&#8217;s Cost of Attendance is too high, you still have options. </p>
<ul>
<li>Most careers require a Master&#8217;s degree. Choose a less expensive undergraduate program and save your dream school for the degree that really counts. Your future employer just might fund it for you.</li>
<li>Every Bachelor&#8217;s degree includes the same &#8220;core&#8221; classes – freshman English, sciences, foreign language, etc. Find out your dream school&#8217;s core requirements. Then, take these courses at a less expensive school. You can do them during the summers or finish them in a year before you move to the dream school&#8217;s campus.
<p>Good luck! Email me (Aaron@collegeliftoff.org) if you&#8217;d like more help. </p>
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		<title>What should a college plan look like?</title>
		<link>http://www.collegeliftoff.com/what-should-a-college-plan-look-like-758</link>
		<comments>http://www.collegeliftoff.com/what-should-a-college-plan-look-like-758#comments</comments>
		<pubDate>Thu, 12 May 2011 03:57:30 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News and Resources]]></category>
		<category><![CDATA[Resources]]></category>
		<category><![CDATA[Resources - Financial Aid]]></category>

		<guid isPermaLink="false">http://www.collegeliftoff.com/?p=758</guid>
		<description><![CDATA[To celebrate College Liftoff&#8217;s two-year anniversary, we&#8217;re answering over a dozen of the most common college planning questions. You can submit your question to writingcenter@collegeliftoff.org. Q: What should a college plan look like? Aaron Greene&#8216;s answer: 1. Career Choice(s) When you begin your junior year of high school, starting seriously exploring careers. Shadow people in [...]]]></description>
			<content:encoded><![CDATA[<p>To celebrate College Liftoff&#8217;s two-year anniversary, we&#8217;re answering over a dozen of the most common college planning questions. You can submit your question to <a href="mailto:writingcenter@collegeliftoff.org">writingcenter@collegeliftoff.org</a>.</p>
<p><em>Q: What should a college plan look like?</em></p>
<p><em><a href="http://www.collegeliftoff.com/about-4" target="_blank">Aaron Greene</a>&#8216;s answer: </em></p>
<p>1. <strong>Career Choice(s) </strong></p>
<p><strong></strong>When you begin your junior year of high school, starting seriously exploring careers. Shadow people in an assortment of professions. What type of work do you like doing? What motivates you? Do you like the excitement of huge companies or the agility of small ones? What are the most glamorous parts of the job – and what do they really entail?</p>
<p>Understand what your first three years on the job will entail. Check out our <a href="http://www.collegeliftoff.com/category/news-and-resources/news/news-careers">career interviews</a> for ideas!</p>
<p>2. <strong>Best Academic Match</strong></p>
<p><strong></strong>Find schools that fit your learning style and your career choice.</p>
<p>If you&#8217;re studying business, design, nursing or engineering, find the top-ranked academic programs and explore each school. Visit at least five campuses before you apply.  (Check back later this month &#8212; we&#8217;ll post the secrets of good college visits).</p>
<p>If you&#8217;re studying the sciences, education or liberal arts, you&#8217;ll probably need at least a Master&#8217;s degree to secure a good job. First, research the top graduate programs in your field &#8212; then look for an undergraduate program that can help you get there academically and financially.</p>
<p>As you create a list of your top schools, make sure they have plenty of extra-curricular activities, leadership opportunities and internship placement programs that interest you. You&#8217;ll be creating a whole new family when you go to college. Visit your top schools several times. If you don&#8217;t feel comfortable there, don&#8217;t go – no matter what they offer you financially!</p>
<p>3. <strong>Financing</strong></p>
<p>Study each school&#8217;s internal financial structure. Find out which universities are really worth the price. Ignore the sticker price of tuition. What you need is the average financial aid package and the average student debt. That tells you how truly expensive or inexpensive the college will be.</p>
<p>Next, look for outside money through scholarships and grants. These won&#8217;t fund your entire education, but they provide excellent supplemental help and they look fantastic on your résumé.</p>
<p>Find yourself an on-campus job. These positions reduce your costs while you&#8217;re in school, help you avoid additional high-interest loans, provide networking opportunities throughout the university and give you real-world work experience.</p>
<p><em>Student Loans: </em><strong>Your loans should never exceed 50% of your anticipated starting salary.</strong> Ex: If you&#8217;ll be an accountant making $32,000 after graduation, don&#8217;t take out more than $16,000 in loans. Trust me.</p>
<p><strong>Overall </strong>~ you want a school that fits your career choice, fits your life &amp; learning style, and offers you a good return on investment.</p>
<p>Questions? Conundrums? Need help? Email <a href="mailto:aaron@collegeliftoff.org">Aaron@CollegeLiftoff.org</a>!</p>
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		<title>Career Advice for Teachers by Jay Pendrak</title>
		<link>http://www.collegeliftoff.com/career-advice-for-teachers-by-jay-pendrak-753</link>
		<comments>http://www.collegeliftoff.com/career-advice-for-teachers-by-jay-pendrak-753#comments</comments>
		<pubDate>Sun, 01 May 2011 03:13:59 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[News - Careers]]></category>
		<category><![CDATA[News and Resources]]></category>

		<guid isPermaLink="false">http://collegeliftoff.org/?p=753</guid>
		<description><![CDATA[Earn your degree in a field you love. Then REALLY learn it – by teaching kids all about it! That&#8217;s how thousands of college graduates are revolutionizing education. They join the Teach for America organization, spend two years in an at-risk school, and learn fantastic leadership skills for life. To inspire the many College Liftoff [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Earn your degree in a field you love. Then REALLY learn it – by teaching kids all about it! That&#8217;s how thousands of college graduates are revolutionizing education. They join the Teach for America organization, spend two years in an at-risk school, and learn fantastic leadership skills for life. </strong></p>
<p><strong>To inspire the many College Liftoff students who envision careers in the non-profit sector, this week&#8217;s career series features Teach for America success story Jay Pendrak. He devoted the first years of his post-college career to the TFA programs in Texas and Oklahoma.</strong></p>
<p><strong>Best quote: &#8220;On a daily-level, I am both blessed and inspired.&#8221; Enjoy!</strong></p>
<p><em>Hi Jay! What do you do for a living?</em></p>
<p>I’m currently serving as Program Director for a non-profit organization called Teach For America. This organization selects, trains, and places teachers in low-income public schools. These teachers come from a variety of college-degree backgrounds – but all are high achievers committed to giving every student a chance at a great education. As a Program Director, I have the privilege and pleasure of coaching and mentoring these teachers to help them become truly transformational educators for their students. This entails observing classrooms, leading professional development sessions, and coaching teachers one-on-one.</p>
<p><em>What do you love about it?</em></p>
<p>Many things! I think the top two things I really like about my job are: the people with whom I work and the true impact from my work. The teachers I serve and my colleagues on staff are among the most passionate, inspirational, selfless, and hard-working people that I have ever met.<strong> On a daily-level, I am both blessed and inspired.</strong> Having taught in the classroom myself, I recognize the importance of a highly effective teacher and am constantly blown away by how much impact an educator can have on the lives of students — not just in getting the grade, but in determining their future opportunities. So, to work with the people who have such a high influence on students, and to realize that our work together is making individuals, families, and entire communities stronger, that&#8217;s definitely a big motivator.</p>
<p><em>What’s the toughest part?</em></p>
<p>Honestly, because there is such potential for transforming lives and putting students on different trajectories that they wouldn’t have discovered on their own, I think the hardest part is failing. There are some things that my teachers and I have tried in order to surmount the challenges in the classroom, and sometimes they work, sometimes they don’t. In college, it was easy for me to beat myself up if I didn’t do as well as I would’ve liked on an assignment. In this position, though, not doing well doesn’t just affect me or my teachers, but also the students we serve.</p>
<p><em>Where did you go to school?</em></p>
<p><em> </em></p>
<p>I’m a proud 2007 graduate of the University of Virginia. Go Hoos!</p>
<p><em>Why did you select that school?</em></p>
<p><em> </em></p>
<p>I grew up in Virginia, so I had the benefit of in-state tuition. I looked at a couple other schools in-state and around the region. The University of Virginia stuck out to me because it was rated the number-two public university in the nation and had <strong>many nationally-ranked programs</strong> as well. It had strong liberal arts program, and since I went into my undergraduate without a lot of specifics about what I wanted to do, UVA was the best choice I could’ve made.</p>
<p><em>What did you study? Did it prepare you for your current career?</em></p>
<p><em> </em></p>
<p>I double-majored in Environmental Science and Environment Policy. I was deeply interested in sustainability practices, specifically architecture and urban design, because in all my readings I kept coming across how people always felt that the environment came at the cost of the economy, so I wanted to figure out a way for the two to support one another. I felt this was the biggest issue facing our country at the time – until I did some research and talked to some friends in the education field. I suddenly became a <strong>staunch advocate for educational equity </strong>and applied to Teach For America.</p>
<p>So, when first declared my major, I would never have imagined that I would be teaching high school science or becoming a Program Director for an educational non-profit organization. I would say the skills and abilities I gained from researching, writing lab reports, and driving towards the concepts behind science and environmental policy prepared me for my current position more so than the content; however, I considered myself a pretty decent science teacher because of my background and am glad that I have this experience so it can afford me opportunities in the future.</p>
<p><em>Did you take any internships or part-time jobs in your field?</em></p>
<p>The summer after my second year of college I worked as a Marketing Representative at VOA &amp; Associates, an architecture firm. I developed promotional brochures for green design and sustainable building practices, and deepened my own understanding of the LEED criteria – which was essentially how buildings were graded on their environmental sustainability.</p>
<p><em>How did you find your current job? </em></p>
<p><em> </em></p>
<p>At the end of my two-year TFA teaching assignment, I knew that I wanted to work on staff with Teach For America and be part of the bigger picture. My time in the classroom taught me that leadership in this bigger picture would really help advance our goal of closing the achievement gap. So: <strong>I talked to friends who were on staff</strong>, I researched the job openings in Teach For America, and once I found the job that seemed like it would suit me the best, I requested my colleagues’ and friends’ input and feedback so that I would be a strong candidate.</p>
<p><em>What did your boss expect you to know on day one?</em></p>
<p>I was expected to learn, and learn fast, because we immediately developed new goals in the first couple of weeks and I would be accountable for reaching these goals. So<strong>, I needed to be very proactive in asking for help</strong> and also very strong in problem-solving on an individual level.</p>
<p><em>How did you stand out in your first few years?</em></p>
<p>I think my best accomplishment so far is the strong and personable relationship I have with each of my teachers. I realized that building relationships and investing in the hard work that my teachers do day in and day out would be essential if we were to have a strong partnership.</p>
<p><em>What advice do you have for students who want to enter your field?</em></p>
<p><em> </em></p>
<p>For those interested in the field of education, <strong>I believe a person’s mindset is the most important thing</strong>. There are many resources available to help you and many teachers who have a strong background of experience in education. However, I have found that the greatest teachers are those who are able to approach the many the challenges, difficulties, and victories with the mindset of “what can I do that will make me the best teacher I can be for my kids” is probably the greatest attribute to have. I have spoken with many people across education and this sentiment isn’t limited to great teachers. Great principals, policy makers, education consultants, and board members all have this same mindset. <strong>They are never complacent</strong> and are continually striving to maximize their knowledge, courage and impact on others. If people do not have their intentions in the right place, then all the resources, advice, and coaching in the world can’t make them what they could be. Good luck!</p>
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		<title>Huffington Post&#8217;s 9 Forward-Thinking Colleges</title>
		<link>http://www.collegeliftoff.com/huffington-posts-9-forward-thinking-colleges-750</link>
		<comments>http://www.collegeliftoff.com/huffington-posts-9-forward-thinking-colleges-750#comments</comments>
		<pubDate>Fri, 29 Apr 2011 23:39:50 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[News - Education]]></category>
		<category><![CDATA[News and Resources]]></category>

		<guid isPermaLink="false">http://collegeliftoff.org/?p=750</guid>
		<description><![CDATA[Chairs, Desks, Lectures, Tests – what&#8217;s education really all about? This Huffington Post article showcased 9 colleges who are redefining the idea of learning. Here are our favorites. Read the entire article by Danielle Wiener-Bronner here. Olin College of Engineering Founded in 2002, this Massachusetts creative engineering school has caught the public’s eye with innovative approaches [...]]]></description>
			<content:encoded><![CDATA[<p>Chairs, Desks, Lectures, Tests – what&#8217;s education really all about? This Huffington Post <a href="http://www.huffingtonpost.com/2010/12/31/9-forwardthinking-schools_n_803008.html#s217379&amp;title=Olin_College_of" target="_blank">article showcased 9 colleges</a> who are redefining the idea of learning. Here are our favorites. Read the entire article <a href="http://www.huffingtonpost.com/2010/12/31/9-forwardthinking-schools_n_803008.html#s217483&amp;title=Cal_StateMonterey_Bay" target="_blank">by Danielle Wiener-Bronner here</a>.</p>
<p><strong>Olin College of Engineering</strong></p>
<p>Founded in 2002, this Massachusetts creative engineering school has <a href="http://www.naplesnews.com/blogs/residents-corner-dave-trecker/2010/dec/24/education/" target="_hplink">caught the public’s eye</a> with innovative approaches to higher education. With progressive policies –- like providing scholarships for each student that cover half of tuition costs, abolishing tenure and encouraging teaching over publishing –- <a href="http://olin.edu/" target="_hplink">Olin</a> is one institution to watch in the new year.</p>
<p><strong>Art Center College of Design</strong></p>
<p>Don’t let the name fool you –- this school is more about craft than creativity. Known for its auto-design program and roots as a vocational school, <a href="http://www.artcenter.edu/accd/index.jsp" target="_hplink">the college</a>–- which was named one of <a href="http://images.businessweek.com/ss/07/10/1005_dschools/source/3.htm" target="_hplink"><em>BusinessWeek</em></a>’s best design schools in 2009 –- is a practical choice for artistic students who want to secure a job after graduation.</p>
<p><strong>Florida A&amp;M University</strong></p>
<p>Although it’s been around since 1935, this historically black college is at the forefront of innovation. In October, <a href="http://www.famu.edu/" target="_hplink">FAMU</a> embraced the green movement and<a href="http://media.ford.com/article_display.cfm?article_id=33439" target="_hplink">won a $50,000 grant</a> to develop sustainable farming practices. It was also featured in <a href="http://images.businessweek.com/ss/07/10/1017_innovative_universities/source/4.htm" target="_hplink"><em>BusinessWeek</em></a>&#8216;s list this year of the most innovative colleges for its stellar research facilities and for encouraging startups.</p>
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		<title>College Costs: Tuition Is Just the Beginning</title>
		<link>http://www.collegeliftoff.com/college-costs-tuition-is-just-the-beginning-744</link>
		<comments>http://www.collegeliftoff.com/college-costs-tuition-is-just-the-beginning-744#comments</comments>
		<pubDate>Tue, 19 Apr 2011 18:22:51 +0000</pubDate>
		<dc:creator>Aaron Greene</dc:creator>
				<category><![CDATA[News - Financing]]></category>
		<category><![CDATA[News and Resources]]></category>

		<guid isPermaLink="false">http://collegeliftoff.org/?p=744</guid>
		<description><![CDATA[College Costs: Tuition Is Just the Beginning Written by Emily Glazer Before sending her daughter off to college in Virginia, Sharon Pohlmann knew she&#8217;d have to budget for flights between Columbus, Ohio, and Richmond. But the $60 taxi rides to and from the airport were an unavoidable surprise. Her daughter would wear a University of [...]]]></description>
			<content:encoded><![CDATA[<h3>College Costs: Tuition Is Just the Beginning</h3>
<p><span class="blog-post-author">Written by <a href="ARTICLE URL" target="_blank">Emily Glazer</a></span></p>
<p>Before sending her daughter off to college in Virginia, Sharon Pohlmann knew she&#8217;d have to budget for flights between Columbus, Ohio, and Richmond. But the $60 taxi rides to and from the airport were an unavoidable surprise.</p>
<p>Her daughter would wear a University of Richmond sweatshirt on the plane in hopes of finding someone to split the cost of a taxi ride back to school, Ms. Pohlmann says. It worked sometimes.</p>
<p>Her annual college-related travel expenses: about $1,600, $400 of it for cab fare.</p>
<p>[More from WSJ.com: Tips From Financial Advisors for Those Choosing a College]</p>
<p>When it comes to paying for college, tuition and room and board are just the beginning. To set a realistic budget, parents need to account for a host of miscellaneous expenses — and leave some room for the unexpected.</p>
<p>There&#8217;s travel, transportation, supplies beyond books and lab fees, parking permits, laundry and midnight food runs, just to name a few. You can easily expect to spend an additional 5% to 10% of the college sticker price a year, experts say.</p>
<p>&#8220;All these extra costs as a lump sum can add up to quite a bit of extra money that parents haven&#8217;t really considered,&#8221; says Deborah Fox, founder of San Diego-based financial-planning firm Fox College Funding.</p>
<p>So how do you go about identifying, and budgeting for, miscellaneous and unexpected expenses?</p>
<p>[More from WSJ.com: Why It Now Costs a Fortune to Do Your Parental Duty]</p>
<p>Talk to the experts — that is, parents and students who have gone through it. You can use social-media websites and sites like collegeconfidential.com to ask other students and parents specific financial questions. When sitting down to create your budget, include your college-bound kid in the conversation — he or she will undoubtedly come up with costs you haven&#8217;t thought of. And re-examine the budget at the end of each semester to make adjustments based on what you&#8217;ve actually spent.</p>
<p>Shelley Lloyd&#8217;s son, Gregory, majored in music in college. But when budgeting for school supplies, Ms. Lloyd and her husband didn&#8217;t take into account all the trumpet sheet music — $10 to $15 each — he would need to buy. The tab for one year: $250. Then there was the formal wear for concerts.</p>
<p>Ms. Lloyd, who lives in New Hartford, Conn., estimates that with those items, along with the mouth pieces, mutes and instrument cases, she spent several thousand dollars during Gregory&#8217;s four years in college. She says she anticipated additional equipment, but never this much. &#8220;I would cry&#8221; when adding up the costs, Ms. Lloyd says.</p>
<p>[More from WSJ.com: How to Take Money Out of 529 Plans]</p>
<p>Think all meals will be covered by the pricey meal plan you opted for? Think again.</p>
<p>Kids will oversleep and miss breakfast hours at the cafeteria. They&#8217;ll eat out with friends. They&#8217;ll buy lots of caffeinated beverages. And you&#8217;ll likely get stuck with the tab.</p>
<p>&#8220;No one will say &#8216;Let&#8217;s hang out and get a water at Chili&#8217;s and then get a snack at our residential hall,&#8217;[nbsp ]&#8221; says Bill Pratt, who teaches a personal-finance class at East Carolina University in Greenville, N.C.</p>
<p>Some parents don&#8217;t factor in clothing if the student is going to live in a climate that&#8217;s very different from home. When Diane Sturges&#8217;s children left Texas to attend college in Minnesota and Massachusetts, they weren&#8217;t outfitted for the harsh winter weather. They needed &#8220;new coats, heavy socks, snow-worthy shoes,&#8221; Ms. Sturges says.</p>
<p>She spent at least $1,500 on winter clothes the first year — on top of the $1,000 she coughed up for snow tires for her daughter&#8217;s car.</p>
<p>And what will you do with the stuff crammed into your kid&#8217;s dorm room at the end of the school year? If school is too far away to haul it home in a car, bus or train, you&#8217;ll have to pay to store it near school, ship it home or check extra baggage on a plane.</p>
<p>Mackenzie Firer-Sherwood, who lived in Chicago and went to school in upstate New York a few years ago, says she spent around $200 each summer to store three boxes filled with lamps, bedding and winter clothing.</p>
<p>But when parents write that last college-related check, Ms. Lloyd says, &#8220;it&#8217;s like winning the lottery.&#8221;</p>
<p>—Email: emily.glazer@wsj.com</p>
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		<title>Ask A College Planner!</title>
		<link>http://www.collegeliftoff.com/ask-a-college-planner-741</link>
		<comments>http://www.collegeliftoff.com/ask-a-college-planner-741#comments</comments>
		<pubDate>Sun, 17 Apr 2011 21:23:13 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[News - College Liftoff]]></category>
		<category><![CDATA[News and Resources]]></category>

		<guid isPermaLink="false">http://collegeliftoff.org/?p=741</guid>
		<description><![CDATA[This May, College Liftoff will our anniversary by posting the top questions we&#8217;ve received from students and families across the country! We&#8217;ll start with the most popular – &#8220;how much is my degree really worth?&#8221; and dive into a great selection of questions covering financing, student loans, majors, internships and long-term career planning. You can [...]]]></description>
			<content:encoded><![CDATA[<p>This May, College Liftoff will our anniversary by posting the top questions we&#8217;ve received from students and families across the country!</p>
<p>We&#8217;ll start with the most popular – &#8220;how much is my degree really worth?&#8221; and dive into a great selection of questions covering financing, student loans, majors, internships and long-term career planning.</p>
<p>You can join in – email your questions to <a href="mailto:writingcenter@collegeliftoff.org">WritingCenter@CollegeLiftoff.org</a>!</p>
]]></content:encoded>
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		<title>Career Advice for Freelancers by John P Hays</title>
		<link>http://www.collegeliftoff.com/career-advice-for-freelancers-by-john-p-hays-735</link>
		<comments>http://www.collegeliftoff.com/career-advice-for-freelancers-by-john-p-hays-735#comments</comments>
		<pubDate>Tue, 12 Apr 2011 13:07:29 +0000</pubDate>
		<dc:creator>Bailey</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[News - Careers]]></category>
		<category><![CDATA[News and Resources]]></category>

		<guid isPermaLink="false">http://collegeliftoff.org/?p=735</guid>
		<description><![CDATA[Freelance web developer and photographer John Hays shares career insights with College Liftoff. ]]></description>
			<content:encoded><![CDATA[<p><em>What do you do for a living? </em></p>
<p>I am a front-end web developer, <a href="http://twitter.com/johnhays" target="_blank">photographer</a> and health/fitness coach.</p>
<p><em>What do you love about it?</em></p>
<p>I get to live several different passions every day!</p>
<p><em>What’s the toughest part?</em></p>
<p>Freelance is always tough financially – making sure you always have a steady stream of income.</p>
<p><em>Where did you go to school? </em></p>
<p>For my freshman year I went to Embry-Riddle Aeronautical University.  I finished my undergrad at Georgia State University, and got my masters at The University of Florida</p>
<p><em>Why did you select George State?</em></p>
<p>Convenient location and they had the degrees I was looking for.</p>
<p><em>What did you study? Did it prepare you for your current career? </em></p>
<p>Computer science and digital arts &amp; sciences.  Yes, I learned things I use today, but I also learned HOW to learn and study and apply things, which helps me in <strong>all </strong>areas today.</p>
<p><em>Did you take any internships or part-time jobs in your field?</em></p>
<p>I interned at an advertising agency doing front-end web development.</p>
<p><em>How do you find freelance jobs now?</em></p>
<p>Family, friends, networking, social media.</p>
<p><em>How do you market your front-end programming work? Your photography work?</em></p>
<p>Word of mouth for both!  In fact, that&#8217;s an area where I need to greatly improve.  Everyone who sees my photography loves it, so I really need to promote it more to be purchased on a larger scale! As a freelancer, you&#8217;re always learning new skills beyond what you sell. Marketing, Accounting, Taxes, you do it all.</p>
<p><em>How did you stand out in your first few years? </em></p>
<p>Effort, willingness to learn and adapt quickly and eagerly</p>
<p><em>What are your favorite sites that you&#8217;ve programmed as a front-end developer?</em></p>
<p>I would have to actually say <a title="John P Hays Photography" href="http://johnhaysphotography.com/" target="_blank">my own site</a>, since most of the contract site jobs I&#8217;ve done have been for sites that are not something I would normally visit (such as a prescription drug website).  I definitely enjoyed what I did for the ad agency, but that involved emails and newsletters as well as websit<em>es.</em></p>
<p><em>What advice do you have for students who want to enter your field? </em></p>
<p>For any field, hop on Monster or Career Builder and pretend you’re looking for a job in that field.  Find out what employers are looking for, specific skillsets, etc….Read a ton of personal development books/audiobooks.  Regardless of your field, it will help you tremendously in every way.  It will make you a better person, help you interact with others, and make you a much stronger candidate.  <a href="http://www.amazon.com/How-Win-Friends-Influence-People/dp/0671723650" target="_blank">How to Win Friends and Influence People</a> by Dale Carnegie and <a href="http://www.amazon.com/Habits-Highly-Effective-People/dp/0743269519/ref=sr_1_1?s=books&amp;ie=UTF8&amp;qid=1302286490&amp;sr=1-1" target="_blank">The Seven Habits of Highly Effective People</a> by Stephen Covey are both great starting points.  Use social networks to build your professional network and find resources. (You can start by following <a href="http://twitter.com/johnhays" target="_blank">John Hays on Twitter</a> [@johnhays] to see more of his <a href="http://johnhaysphotography.com/" target="_blank">freelance photography work</a>!)</p>
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		<title>Career Advice for Financial Analysts by Nick Boxold</title>
		<link>http://www.collegeliftoff.com/career-advice-financial-analysts-nick-boxhold-miami-729</link>
		<comments>http://www.collegeliftoff.com/career-advice-financial-analysts-nick-boxhold-miami-729#comments</comments>
		<pubDate>Thu, 31 Mar 2011 20:29:19 +0000</pubDate>
		<dc:creator>College Liftoff</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[News - Careers]]></category>
		<category><![CDATA[News and Resources]]></category>

		<guid isPermaLink="false">http://collegeliftoff.org/?p=729</guid>
		<description><![CDATA[Nick Boxhold, a financial analyst and 2008 Miami University graduate, shares the story of his journey from college to work to the start of a fulfilling career!]]></description>
			<content:encoded><![CDATA[<p>Welcome back to Career Advice – where we talk to recent college graduates about their first few years in the workforce.  This week, we meet Nick Boxold: a baritone-ukulele player and 2008 <a href="http://www.miami.muohio.edu/">Miami University</a> graduate who makes his money by <em>handling</em> money!</p>
<p><em>What do you do for a living?<br />
</em><br />
I am a financial analyst for an IT solutions company.  I am in charge of billing all our customers each month.</p>
<p><em>What do you love about it?<br />
</em><br />
I love the responsibility that comes with my job.  Billing is where the rubber meets the road so to speak – you can sign all the contracts you want detailing future profits but if the money isn’t exchanging hands at the appropriate times, then there will be major problems!</p>
<p><em>What’s the toughest part?<br />
</em><br />
I think the toughest part of my job is pulling together all of the information I need from multiple sources within the company.  My job requires me to be very specific and detail-oriented (something as simple as an extra keystroke by me could end up costing the company hundreds of thousands of dollars in the short term), but not all the people sending me the information are as detail-oriented as I am.  It is my responsibility to make sure I am getting the correct information – and that can sometimes feel like pulling teeth.</p>
<p><em>Where did you go to school?<br />
</em><br />
I attended Miami University and graduated in 2008.</p>
<p><em>Why did you select that school?<br />
</em><br />
I selected Miami because it is an in-state school (so less expensive) with a very good business school.</p>
<p><em>What did you study? Did it prepare you for your current career?<br />
</em><br />
I majored in finance and have a minor in economics.  I think from a critical thinking stand point it did prepare me for my job.  As for the actual information I learned in school, I use very little of it, with the exception of the class that I took on the Microsoft Office Suite (word, excel, access).  I think for most jobs, you are going to learn most of what you need to know at the job itself.  Even if I left my company and worked as a financial analyst for another firm, there would be a lot I would need to learn about the way the new company operates in order for me to be effective at my job.  <strong>The most important things I got from college are a degree and openness to learning.</strong></p>
<p><em>Did you take any internships or part-time jobs in your field?<br />
</em><br />
When I was in college I wasn’t completely sure which direction I wanted to take my finance degree, but I did take an internship in the Life Insurance industry for two summers with a company in downtown Cincinnati.  I think internships are great real world experience and also look very good on your resumé.</p>
<p><em>How did you find your current job? Networking, internet, career office, etc?<br />
</em><br />
I was working for a temp agency and was placed doing inventory analysis at a company in the Blue Ash (Cincinnati) area.  The company I was working for was a very small company without any full time positions available, so I made sure to keep my options open and had frequently-updated resumés on all the major job websites.  A recruiter from a different temp agency contacted me and offered an interview with the company I currently work for.  It turns out that <strong>keeping my updated resumé on the job websites is what ultimately got me my job</strong>, since the company I now work for was about to do an inventory analysis, and the recruiter saw that buzz word on my resumé.  In actuality, inventory analysis is a very small part of my current job, and takes maybe 2 weeks of my time a year, but you never know what a recruiter is looking for so hedge your bets!</p>
<p>Also make sure that the people at your past jobs have good impressions of you when you leave – you never know when it will work to your advantage.  When I was offered the job at my current company, they wanted me to start right away, but I requested a week in order to finish up the project I was working on for the other company where I was currently working (they knew I was actively seeking other jobs because they didn’t have any full time positions available at the time and my project was wrapping up).  I finished my project and left the company on a good note.  Two weeks ago I was contacted by my old company with a job offer, and after negotiating with my current and previous employers, I ended up staying at my current job with a substantial raise.</p>
<p><em>What did your boss expect you to know on day one?</em></p>
<p>When I first started at my company, I was hired as a temp in an administrative position with the expectation that I would pick up more responsibilities as I proved I could handle them.  I have a lot of experience in MS Excel, and with that experience I was able to streamline a number of the reports that we do.  As my boss noticed that I was able to handle bigger and more complex projects, she began shifting the responsibilities of the financial analyst over to me.  After working at my current job for 6 months as a temp, I was hired on full time and all of the duties of the financial analyst had been passed on to me.</p>
<p><em>How did you stand out in your first few years?<br />
</em><br />
I have been working at my company for about 15 months now, and I think the best way to stand out is by going above and beyond (it’s just as obvious as it sounds!).  Regardless of what field you end up going into, try thinking outside of the box.  Just because something is done a certain way, and has been done that way for a number of years, doesn’t mean it is the best way it can be done.  I had an advantage in my field because the job of the financial analyst requires me to use Excel every day, and I took classes on it in college.  There is one report I do each month that used to take the old financial analyst over a week to complete that I consistently get done in two days, not because I am any smarter than he was, but because I took the time to: learn shortcuts, google things I didn’t know how to do, and figure out the best ways to compile the information.  It is very easy, but also dangerous, to slip into a complacent routine at a job.  Instead, try to continually challenge yourself to come up with new and better methods, and any good boss will be impressed!</p>
<p><em>What advice do you have for students who want to enter your field?<br />
</em></p>
<p>If you have connections, use them!  There is no substitute for a personal reference to a job.  If you don’t have connections in the field you want to go into (I definitely didn&#8217;t), get yourself out there as much as possible and make positive impressions on the people that you interact with in the job world.  I didn’t have very much success with submitting my resumé en masse to job postings I felt I was qualified for on the major websites.  After a few months of that not working for me, I decided to try a different method which I refer to as the “foot in the door” method.  I knew that I was a good worker and that if I could get a job in a company with opportunities to advance that I would stand out.  So I started at the bottom – I went to a temp agency and took what they had that most closely resembled what I was looking to do with my career.  This step ended up creating a number of different opportunities for me, and ultimately landing me where I am now.</p>
<p>Thanks Nick!<br />
If you like what you heard, learn more about Nick Boxold&#8217;s school, <a href="http://www.miami.muohio.edu/">Miami University</a>, or read about becoming <a href="http://www.princetonreview.com/Careers.aspx?cid=68">financial analyst</a>. You can submit additional questions for Nick in the comments!</p>
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